TransAmerican Associates (TAA) has years of experience in writing insurance for a wide variety of contractors and contracting businesses. When you are an independent contractor, your rely on yourself to provide the kind of insurance you need to survive. In our experience, we have learned that there are ways to cover the risks of being an independent contractor that most people are unaware of. We cover contractors such as:
- Cleaning businesses
- Concrete contractors
- Telecommunications professionals
- Customer/Technical support
- Remodeling contractors
- … and a host of others
We Know How To Help You Be On Your Own
Independent contractors love the freedom of being able to be their own bosses and call their own shots, but there is plenty of risk to protect themselves from when they decide to be on their own. For example, if you own a business that contracts out services, then you probably have employees that need workers’ compensation insurance.
Independent contractors get no insurance coverage from the entities they work for, and that includes:
- Personal and property liability
- Commercial auto
- Construction coverage such as builder’s risk policies that are written per project
If you are not insured and something happens, then you could lose your freedom as an independent contractor by going out of business. Our experts know how to prevent that from happening, and we are ready to put our experience to work for you.
Every Contractor Is Different
If there is one thing TAA has learned by servicing so many contractors over the years it is that every contractor is different. Your independent contracting business does not have the same risk issues that someone else’s business may have, and that includes companies in your own industry. We appreciate the need for custom service for every contractor, and that is what we are here to provide.
We Help Your Business Grow
As we mentioned earlier, hiring employees changes everything for contractors. But if your business starts growing to the point where you need to hire people, then we are there to cover all of your insurance needs. From workers’ compensation insurance that is often mandated by state law to increases in liability insurance that will protect your growing company, the TAA professionals are there with you every step of the way.
It takes courage to go out and become an independent contactor, and the last thing you need is to worry about the risks involved in your chosen industry. If you are an independent contractor who wants to protect their business, then gives us a call and let our experts put together a plan that will give you what you need to get back to work.